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March 29, 2024  
 
 
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Small Business Lenders in Covington, Kentucky

 
Loan Census SBA Loan Info

Looking for a Covington, Kentucky small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are hoping to get a small business loan and your business is based in Covington, Kentucky, we've assembled a list of local small business banks that you should contact.

Local Covington Lending Resources

Without further adieu, here's our list of small business banks in Covington.

Small Business Bank Recent SBA Loans
Advantage Bank - Covington  
Advantage Bank - FT Mitchell  
Bank of Kentucky  
Citizens FEDL Savings & Loan Association of Covington  
Fifth Third Bank - Northern Kentucky Banking Centers- Covington Banking Ce  
Fifth Third Bank - Northern Kentucky Banking Centers- Latonia Banking Ce  
Fifth Third Bank - Northern Kentucky Banking Centers- Taylor Mill Banking Ce  
Guardian Savings Bank FSB  
Heritage Bank  
Huntington Bank - Kentucky Banking Centers- Covington  
Huntington Bank - Kentucky Banking Centers- Latonia  
KY FEDL Savings & Loan Association  
PNC Bank - Branch Locations- Northern Kentucky- Newport  
The Provident Bank - Full Service Financial Centers- Kentucky- Bell  
U S Bank - Branch Offices- Covington  
U S Bank - Branch Offices- Newport- Taylors Landing Office  
Union Savings Bank  

Business Loan Providers for Covington Businesses

Be sure to speak with bankers outside of Covington, Kentucky. These banks, in the table below, have lent to other Covington small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
Business Loan Center, LLC
Panama City Beach, FL
2
Capital One
Mclean, VA
3
Cit Small Business Lending Corp
Livingston, NJ
2
Fifth Third Bank
Cincinnati, OH
5
Fifth Third Bank
Florence, KY
1
First Finan Bank
Hebron, KY
1
First Security Tr Bank Inc.
Florence, KY
1
Grow America Fund Inc
New York, NY
1
Jpmorgan Chase Bank
Houston, TX
3
National City Bank
Cleveland, OH
1
Pnc Bank, National Association
Philadelphia, PA
1
Pnc Bank, National Association
Pittsburgh, PA
7
Republic Bank & Trust Company
Louisville, KY
1
The Bank Of Kentucky, Inc
Crestview Hills, KY
2
The Huntington National Bank
Columbus, OH
3
The Park National Bank
Newark, OH
1
U.S. Bank National Association
Cincinnati, OH
14

Business Loan Advice for Covington Businesses

Getting a bank loan is one of the most common sources of funding for a small business, but finding financing can be difficult.

Improve your odds by talking to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer better loan terms than others.

By meeting with all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get very competitive loan terms.

Remember, before meeting with a banker, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

Make the effort and learn as much as you can about Raising Money. For starters, we recommend you read 504 Loans.

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