Cedar Falls, Iowa Small Business Loans

Raising money in Cedar Falls, Iowa? If so, you'll want to talk to some of these small business lenders in Cedar Falls.

If you are looking for a small business loan and your business is based in Cedar Falls, Iowa, we've assembled a list of local small business banks that you should contact.

Local Cedar Falls Business Lenders

Without further adieu, here's our list of small business banks in Cedar Falls.

Small Business Bank	Recent SBA Loans
Bankiowa	3
Cedar Falls Financial Center
Community National Bank
Event Money
First National Bank	14
First Security State Bank
Lincoln Savings Bank	10
Regions Bank
U S Bank - Branch Offices- Cedar Falls- Cedar Falls College Square Mall Of
U S Bank - Branch Offices- Cedar Falls- Cedar Falls Washington Office
U S Bank - Branch Offices- Cedar Falls- Cedar Heights Office
U S Bank - Subsidiaries & Divisions- Investments
Union Planters Bank
Wells Fargo Bank N A
Wells Fargo Bank NA - Account Information & Automated Banking Services

Business Loan Providers for Cedar Falls Businesses

This is a list of banks outside of Cedar Falls, Iowa that have provided SBA loans to Cedar Falls businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Bankiowa Cedar Rapids, IA	1
Capital One Mclean, VA	2
Cit Small Business Lending Corp Livingston, NJ	1
Community National Bank Waterloo, IA	9
First Security State Bank Evansdale, IA	1
Innovative Bank Oakland, CA	1
Lincoln Savings Bank Waterloo, IA	3
Midwestone Bank Oskaloosa, IA	1
Regions Bank Memphis, TN	1
Regions Bank Waterloo, IA	1
U.S. Bank National Association Cincinnati, OH	1
Veridian Cu Waterloo, IA	2
Wells Fargo Bank San Jose, CA	1
Wells Fargo Bank Sioux Falls, SD	1

Cedar Falls Bank Loan Tips

Prior to meeting with banks to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show your ability to pay the money back to the bank.

A well-defined business plan is an important prerequisite. If the capital is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review 504 Loans.

Business Loan Sources for Other Cities in Iowa
Get a Business Loan in Carroll
Get a Business Loan in Cedar Rapids

Browse All Business Loan Sources for Iowa