Loan Census Banking News and Information
December 5, 2019  
 
 
  Business Loan Information  
 

Caldwell, Idaho Business Loan

 
Loan Census SBA Loan Info

Looking for a Caldwell, Idaho small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

This article is written specifically for small business proprietors in Caldwell, Idaho who are interested in getting a bank loan.

Local Caldwell Banks

To assist you in finding a small business banker, here's our list of small business banks in Caldwell.

Small Business Bank Recent SBA Loans
Bank Of The Cascades 3
Canyon Medical Health Credit Union  
Farmers & Merchants State Bank - Caldwell  
Home Federal Bank  
Idaho Independent Bank 4
Intermountain Commun Bank A Di 5
Intermountain Community Bank  
Keybank - Keycenters- Caldwell  
US Bank - Branch Offices- Caldwell- Caldwell Office  
Washington Federal Savings - Caldwell  
Washington Mutual - Bank Locations- Caldwell  
Wells Fargo Bank  
Zions Bank  

Other Lending Resources for Caldwell Businesses

This is a list of banks outside of Caldwell, Idaho that have provided SBA loans to Caldwell businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
9
Bank Of The Cascades
Boise, ID
3
Bank Of The Cascades
Nampa, ID
2
Capital One
Mclean, VA
5
Cit Small Business Lending Corp
Livingston, NJ
2
D. L. Evans Bank
Boise, ID
1
D. L. Evans Bank
Burley, ID
2
Farmers & Merchants St. Bk
Winterset, IA
1
Idaho Banking Company
Boise, ID
1
Idaho Independent Bank
Meridian, ID
1
Keybank National Association
Cleveland, OH
5
Mountain West Bank
Coeur D'alene, ID
3
Pacific Western Bank
San Diego, CA
1
Panhandle State Bank
Sandpoint, ID
2
Superior Financial Group, LLC
Walnut Creek, CA
1
Syringa Bank
Boise, ID
2
U.S. Bank National Association
Cincinnati, OH
11
Washington Mutual Bank
Henderson, NV
1
Washington Mutual Bank
Medford, OR
4
Washington Mutual Bank
Salt Lake City, UT
1
Washington Trust Bank
Boise, ID
1
Washington Trust Bank
Nampa, ID
2
Washington Trust Bank
Spokane, WA
2
Wells Fargo Bank
San Jose, CA
4
Wells Fargo Bank
Sioux Falls, SD
4
Zions First National Bank
Salt Lake City, UT
13
Zions First National Bank
West Valley City, UT
17

Caldwell Business Loan Advice

Before meeting with banks to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the bank.

Having a business plan is an important prerequisite. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are all about supporting entrepreneurs, and we have a lot of information pertaining to to Raising Money. For example, one article that might be of interest to you is Angel Investors.

Business Loan Sources for Other Cities in Idaho
Get a Business Loan in Burley
Get a Business Loan in Eagle

Browse All Business Loan Sources for Idaho