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March 29, 2024  
 
 
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Business Loan Baldwin, Wisconsin

 
Loan Census SBA Loan Info

Looking for a Baldwin, Wisconsin small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

We wrote this article for small business proprietors in Baldwin, Wisconsin who are interested in getting a small business loan.

Local Baldwin Banks

To assist you in finding a small business banker, here's our list of small business banks in Baldwin.

Small Business Bank Recent SBA Loans
1st Line 24 HR Telephone Banking  
Agstar Financial Services  
First Bank Of Baldwin 9
First National Bank of Hudson Baldwin - Office  
Invest Financial Corporation  
Investment Centers of America Inc  

SBA Lenders for Baldwin Businesses

This is a list of banks outside of Baldwin, Wisconsin that have provided SBA loans to Baldwin businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st National Bank - River Falls
River Falls, WI
1
Acuity Bank
Tomah, WI
1
Associated Bank
Green Bay, WI
2
Capital One
Mclean, VA
1
Cit Small Business Lending Corp
Livingston, NJ
1
Citizens State Bank
Hudson, WI
1
M&i Marshall & Ilsley Bank
Milwaukee, WI
1
U.S. Bank National Association
Cincinnati, OH
2
Wells Fargo Bank
San Jose, CA
1

Tips for Getting a Business Loan in Baldwin

As a prerequisite to contacting banks to get a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the money back to the bank.

Having a business plan is an important prerequisite. If the capital is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Getting a Small Business Loan.

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