Loan Census Banking News and Information
December 12, 2018  
 
 
  Business Loan Information  
 

Austin, Texas Business Loan

 
Loan Census SBA Loan Info

Raising money in Austin, Texas? If so, you'll want to talk to some of these small business lenders in Austin.

This article is written specifically for small business proprietors in Austin, Texas who are interested in getting a small business loan.

Local Austin Banks

Without further adieu, here's our list of small business banks in Austin.

Small Business Bank Recent SBA Loans
AAA Merchant Services  
Access Cash International  
Amer Bank 2
American Bank Of Commerce 47
American State Bank  
B & W Finance Corporation  
Banc Of America Investment Services- Inc  
Bank Of America  
Bank of Texas  
Bank One  
Barton Creek Lending Group  
Brewer Lock and Safe CO  
Capital Mortgage Services  
Chase Manhattan Bank  
Citibank Texas  
Citifinancial  
Colonial Bank 2
Comerica Bank 6
Commerce National Bank  
Community State Bank  
Compass Bank  
First State Bank Central Texas 142
Guaranty Bank 7
Omnibank, National Association 3
Prosperity Bank 13
University Fcu 19
Wells Fargo Bank 775

Lenders for Austin Businesses

This is a list of banks outside of Austin, Texas that have provided SBA loans to Austin businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st National Bank - Beeville
Beeville, TX
2
Alliance Bank
Culver City, CA
1
Amegy Bank
Houston, TX
1
Amer Bank
Corpus Christi, TX
12
Amer Business Lending Inc.
Dallas, TX
10
Amer National Bank - Texas
Fort Worth, TX
1
American Bank Of Commerce
Wolfforth, TX
83
American Bank Of Texas
Sherman, TX
1
Banco Popular North America
New York City, NY
11
Bank - Hills A Division -
Kerrville, TX
1
Bank Of America
Charlotte, NC
256
Bank Of The West
San Francisco, CA
3
Broadway National Bank
San Antonio, TX
3
Business Lenders, LLC
Hartford, CT
3
Business Loan Center, LLC
New York, NY
8
Business Loan Center, LLC
Panama City Beach, FL
1
Business Loan Center, LLC
Richmond, VA
1
Capital One
Mclean, VA
82
Capital One Bank (usa)
Glen Allen, VA
2
Cit Small Business Lending Corp
Livingston, NJ
45
Citibank
Dallas, TX
1
Citibank
Las Vegas, NV
4
Citicapital Small Business Finance
Irving, TX
1
Comerica Bank
Dallas, TX
29
Comerica Bank
Houston, TX
11
Comerica Bank
Sacramento, CA
1
Community So. Bank D.b.a Commun
Parsons, TN
3
Compass Bank
Birmingham, AL
129
Extraco Banks
Temple, TX
1
Fidelity Bank
Wichita Falls, TX
1
First Bank
Creve Coeur, MO
2
First National Bank
Bastrop, TX
1
First National Bank
Edinburg, TX
1
First National Bank Of Arizona
Scottsdale, AZ
2
First Star Bank, S.s.b.
Bremond, TX
1
First Texas Bank
Georgetown, TX
6
First Texas Bank
Lampasas, TX
1
First Texas Bank
Round Rock, TX
7
First Western Sblc, Inc
Dallas, TX
3
Franklin Bank S.s.b.
Houston, TX
20
Ge Cap. Small Business Finan Corp
St. Louis, MO
3
Greater Bay Bank
Palo Alto, CA
1
Guaranty Bank
Dallas, TX
1
Independence Bank
East Greenwich, RI
4
Innovative Bank
Oakland, CA
29
Irwin Franchise Cap. Corp
Montvale, NJ
1
Jpmorgan Chase Bank
Houston, TX
253
Jpmorgan Chase Bank
Phoenix, AZ
1
Kleberg 1st National Bank - Kingsvil
Kingsville, TX
1
Lehman Brothers Bank, FSB
Boston, MA
2
Lehman Brothers Bank, FSB
Wilmington, DE
4
Llano National Bank
Llano, TX
1
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Metrobank
Houston, TX
2
Newtek Small Business Finance Inc.
New York, NY
1
Nexbank, SSB
Dallas, TX
1
Omnibank, National Association
Houston, TX
16
Pacific City Bank
Los Angeles, CA
1
Plainscapital Bank
Lubbock, TX
5
Plainscapital Bank
Round Rock, TX
3
Pnc Bank, National Association
Philadelphia, PA
8
Pnc Bank, National Association
Pittsburgh, PA
7
Prosper Bank
Prosper, TX
3
Prosperity Bank
Bryan, TX
1
Prosperity Bank
La Grange, TX
5
Prosperity Bank
Lakeway, TX
5
Randolph-brooks Fcu
Universal City, TX
19
Regions Bank
Atlanta, GA
1
Regions Bank
Montgomery, AL
2
Security Service Fcu
San Antonio, TX
1
Security State Bank & Trust
Dripping Springs, TX
1
Security State Bank & Trust
Fredericksburg, TX
1
Security State Bank & Trust
Spicewood, TX
1
Small Business Loan Source LLC
Houston, TX
2
Southwest Bank
Fort Worth, TX
31
State National Bank
Plainview, TX
1
Stearns Bank
Saint Cloud, MN
2
Sterling Bank
Houston, TX
2
Sterling Bank
Humble, TX
1
Stillwater National Bank & Trust
Stillwater, OK
4
Superior Financial Group, LLC
Walnut Creek, CA
28
Temecula Valley Bank
Temecula, CA
1
Texas First Bank Santa Fe
Santa Fe, TX
3
Texas National Bank
Mercedes, TX
1
The Frost National Bank
San Antonio, TX
63
The Huntington National Bank
Columbus, OH
2
The Laredo National Bank
Laredo, TX
1
U.S. Bank National Association
Cincinnati, OH
61
Union State Bank
Florence, TX
2
United Central Bank
Garland, TX
17
United Western Bank
Denver, CO
1
Ups Capital Business Credit
Windsor, CT
7
Vision One Cu
Sacramento, CA
1
Wachovia Bank
Birmingham, AL
1
Wachovia Bank
Charlotte, NC
6
Wachovia Bank
Irving, TX
1
Wachovia SBA Lending, Inc.
Roseville, CA
36
Washington Mutual Bank
Henderson, NV
31
Wells Fargo Bank
Minneapolis, MN
1
Wells Fargo Bank
San Antonio, TX
8
Wells Fargo Bank
San Jose, CA
154
Wells Fargo Bank
Sioux Falls, SD
30
Wilshire State Bank
Los Angeles, CA
1
Woodforest National Bank
Houston, TX
6
Zions First National Bank
Salt Lake City, UT
2
Zions First National Bank
West Valley City, UT
1

Austin Business Loan Advice

As a prerequisite to contacting banks to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show your ability to pay the loan back to the bank.

Having a business plan is is critically important. If the money is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is passionate about aiding entrepreneurs, and we have a lot of useful articles about to Raising Money. If raising money is on your to-do list, we recommend you read Business Credit Evaluation.

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